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Grants, Loans, and SBA Programs for Students and Small Business Owners

Federal investment in education and small business runs through dozens of programs — from Pell Grants that don't need to be repaid to SBA loans with below-market rates to R&D grants for innovative small companies. Most people are only aware of a fraction of what's available.

Key Programs

Trusted Resources

Trusted tools to help you claim what you've earned

  • QuickBooks — Small Business Accounting

    Industry-standard accounting software for small businesses. Tracks income, expenses, and prepares you for tax season and loan applications.

    Start with QuickBooks*
  • Gusto — Payroll for Small Business

    Simple, compliant payroll for small businesses with SBA loans or federal contracts where payroll records are critical.

    Try Gusto free for 30 days*
  • Lendio — SBA Loan Marketplace

    Compare SBA loan options from multiple lenders. Simplifies the lender matching process for 7(a) and other SBA-backed financing.

    Find SBA loan options*

* Affiliate disclosure: GovSifter may earn a commission from links above. This does not affect program listings or editorial content.