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Federal Housing Assistance Programs: Section 8, HUD, and More

Federal housing assistance reaches only about 1 in 4 eligible households. The gap between supply and demand means waitlists in most cities are measured in years. The only way through the wait is to get on the list — and to explore every available program simultaneously.

Section 8 waitlists are long — apply now even if you don't need it immediately.

In many cities, the wait is 3–10 years. Applying today puts you in line for a voucher when you may desperately need one.

Key Programs

Trusted Resources

Trusted tools to help you claim what you've earned

  • Lendio — Mortgage and Home Loan Comparison

    Compare mortgage rates and first-time homebuyer loan options. VA loans, FHA loans, and conventional mortgages in one place.

    Compare mortgage options*
  • LawDepot — Residential Lease Agreement

    A written lease protects both sides. Build a state-specific residential lease covering rent, deposit, repairs, and notice periods — useful whether you’re renting a property out or want the terms in writing before you sign.

    Create a lease agreement*

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