Kentucky Property Tax Relief: Exemptions & How to File
Kentucky has 2 main property tax relief programs, administered through your Property Valuation Administrator (PVA). Filing is free.
Biggest benefit
$49,100 (2025-2026 assessment years)
Earliest common deadline
December 31
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Never pay to file a property tax exemption
Applying for a homestead, senior, veteran, or disability exemption is always free through your Property Valuation Administrator (PVA). You do not need a middleman, and no one can file it "faster" for a fee.
Be skeptical of official-looking letters offering to file your homestead exemption, "designate" your homestead, or send you a copy of your deed for $50–$200. These are private solicitations, not government notices. When in doubt, contact your Property Valuation Administrator (PVA) directly using the phone number on your tax bill.
Kentucky property tax relief programs
Amounts, eligibility, deadlines, and the official source for each program.
| Program | Benefit | Who qualifies | Deadline | Source |
|---|---|---|---|---|
| Homestead Exemption (Age 65+)Homestead | $49,100 (2025-2026 assessment years) | Age 65+ · Property must be owned, occupied, and maintained as the applicant's personal residence on the January 1 assessment date. Proof of age (birth certificate, driver's license, passport, or other approved documentation) is required. | December 31 | Official source ↗Ky. Const. § 170; KRS 132.810Form 62A350 - Application for Exemption Under the Homestead/Disability Amendment ↗ |
| Disability Exemption (Homestead/Disability Amendment)Disability | $49,100 (2025-2026 assessment years) | Classified as totally disabled under a program authorized or administered by an agency of the United States government or by any retirement system within or outside Kentucky, and receiving disability payments pursuant to that classification for the entire assessment period. · Property must be owned, occupied, and maintained as the applicant's personal residence on the January 1 assessment date. | December 31 | Official source ↗Ky. Const. § 170; KRS 132.810Form 62A350 - Application for Exemption Under the Homestead/Disability Amendment ↗ |
Find your county PVA — all 120 Kentucky counties
The $49,100 homestead exemption is the same in every county. Pick your county for its PVA office contact and application details.
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Kentucky property tax relief FAQ
What property tax exemptions are available in Kentucky?
Kentucky offers 2 main property tax relief programs: Homestead Exemption (Age 65+), Disability Exemption (Homestead/Disability Amendment). Each is administered through your Property Valuation Administrator (PVA).
How do I apply for a property tax exemption in Kentucky?
You apply through your Property Valuation Administrator (PVA) — for free. Most exemptions require a one-time application by the deadline; check each program for its form and cutoff date. You never need to pay a third party to file.
Is filing for a Kentucky property tax exemption free?
Yes. Filing is always free through your Property Valuation Administrator (PVA). Letters offering to file your homestead exemption for a fee are private solicitations, not government notices.
Compare Kentucky to other states by relief type
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