Mississippi Property Tax Relief: Exemptions & How to File
Mississippi has 4 main property tax relief programs, administered through your Tax Collector. Filing is free.
Biggest benefit
Total exemption from all ad valorem taxes on the entire assessed value of the homestead property (no $7,500 cap).
Earliest common deadline
April 1
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Never pay to file a property tax exemption
Applying for a homestead, senior, veteran, or disability exemption is always free through your Tax Collector. You do not need a middleman, and no one can file it "faster" for a fee.
Be skeptical of official-looking letters offering to file your homestead exemption, "designate" your homestead, or send you a copy of your deed for $50–$200. These are private solicitations, not government notices. When in doubt, contact your Tax Collector directly using the phone number on your tax bill.
Mississippi property tax relief programs
Amounts, eligibility, deadlines, and the official source for each program.
| Program | Benefit | Who qualifies | Deadline | Source |
|---|---|---|---|---|
| Regular Homestead ExemptionHomestead | Tax credit of up to $300 against ad valorem taxes due on the homestead (based on assessed value). The credit is set by a statutory tax table applied to the first $7,500 of assessed value; it reaches the $300 maximum at $7,351 of assessed value and above. One-half of the credit offsets school district taxes and one-half offsets county general fund taxes. | Must own and occupy the property as a primary residence on January 1 of the claim year, be the 'head of family,' and comply with Mississippi income tax and road-and-bridge privilege tax laws. Ownership must be established before January 1 and the instrument filed with the Chancery Clerk before January 7. Claimant must be a Mississippi resident (may not claim residency elsewhere). | April 1 | Official source ↗Miss. Code Ann. § 27-33-67(1); § 27-33-75(1)Homestead Exemption Application |
| Over-65 Additional Homestead Exemption (Age Exemption)Senior (65+) | Exempt from all ad valorem taxes on the first $7,500 of assessed value of the homestead (roughly $75,000 of true/market value at the 10% residential assessment ratio). An additional exemption may apply to most later increases in assessed value after the first qualifying year. | Age 65+ · Must own and occupy the property as a primary residence on January 1 of the claim year, meet the 'head of family' definition, and comply with Mississippi income tax and road-and-bridge privilege tax laws. Applicant must reach age 65 on or before January 1 of the claim year and provide proof of age (driver's license or birth certificate). | April 1 | Official source ↗Miss. Code Ann. § 27-33-67(2); § 27-33-75(2)(a)Homestead Exemption Application |
| Totally Disabled Additional Homestead Exemption (Disability Exemption)Disability | Exempt from all ad valorem taxes on the first $7,500 of assessed value of the homestead (roughly $75,000 of true/market value at the 10% residential assessment ratio). An additional exemption may apply to most later increases in assessed value after the first qualifying year. | Must present proof of total disability: classification as totally disabled under the federal Social Security Act (42 USC 416(i)), the Railroad Retirement Act, or another federal act approved by the Department of Revenue; classification as totally disabled under a qualified retirement plan; or a detailed letter from two physicians. Persons eligible for federal total-disability classification but ineligible for benefits solely due to income limits or insufficient contributions may still qualify. · Must own and occupy the property as a primary residence on January 1 of the claim year, meet the 'head of family' definition, and comply with Mississippi income tax and road-and-bridge privilege tax laws. | April 1 | Official source ↗Miss. Code Ann. § 27-33-67(2); § 27-33-75(2)(a)Homestead Exemption Application |
| Disabled Veteran / Unremarried Surviving Spouse Total ExemptionVeteran | Total exemption from all ad valorem taxes on the entire assessed value of the homestead property (no $7,500 cap). | Proof of service-connected, total (100%) disability as an American veteran honorably discharged from military service. (Alternative qualifying paths under this tier include honorably discharged veterans aged 90+, and certain unremarried surviving spouses of servicemembers killed or who died on active duty.) · Must own and occupy the property as a primary residence on January 1 of the claim year, meet the 'head of family' definition, and comply with Mississippi income tax and road-and-bridge privilege tax laws. Surviving-spouse claimants must be unremarried. | April 1 | Official source ↗Miss. Code Ann. § 27-33-67(2)(a); § 27-33-75(2)(b)Homestead Exemption Application |
For veterans
In most states a higher VA disability rating unlocks a larger — often total — property tax exemption.
Trusted Resources
Trusted tools to help you claim what you've earned
VA Claims Academy
A 100% VA disability rating unlocks full property tax exemptions in most states. VA Claims Academy helps veterans pursue the rating increases they may be owed.
Visit VA Claims Academy →*
* Affiliate disclosure: GovSifter may earn a commission from links above. This does not affect program listings or editorial content.
For seniors
Planning ahead protects your exemption and your home.
Trusted Resources
Trusted tools to help you claim what you've earned
CareSifter — Find trusted senior care
Property tax relief is one piece of aging in place affordably. CareSifter helps families compare in-home care, assisted living, and senior services.
Explore CareSifter →*Trust & Will — Estate planning made simple
Keeping a homestead exemption in the family often depends on how the home is titled. Trust & Will makes wills, trusts, and transfer-on-death deeds affordable and online.
Start with Trust & Will →*
* Affiliate disclosure: GovSifter may earn a commission from links above. This does not affect program listings or editorial content.
Mississippi property tax relief FAQ
What property tax exemptions are available in Mississippi?
Mississippi offers 4 main property tax relief programs: Regular Homestead Exemption, Over-65 Additional Homestead Exemption (Age Exemption), Totally Disabled Additional Homestead Exemption (Disability Exemption), Disabled Veteran / Unremarried Surviving Spouse Total Exemption. Each is administered through your Tax Collector.
How do I apply for a property tax exemption in Mississippi?
You apply through your Tax Collector — for free. Most exemptions require a one-time application by the deadline; check each program for its form and cutoff date. You never need to pay a third party to file.
Is filing for a Mississippi property tax exemption free?
Yes. Filing is always free through your Tax Collector. Letters offering to file your homestead exemption for a fee are private solicitations, not government notices.
Compare Mississippi to other states by relief type
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