Missouri Property Tax Relief: Exemptions & How to File
Missouri has 4 main property tax relief programs, administered through your County Assessor. Filing is free.
Biggest benefit
100% exemption (full exemption of the homestead from property taxation)
Earliest common deadline
April 15
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Never pay to file a property tax exemption
Applying for a homestead, senior, veteran, or disability exemption is always free through your County Assessor. You do not need a middleman, and no one can file it "faster" for a fee.
Be skeptical of official-looking letters offering to file your homestead exemption, "designate" your homestead, or send you a copy of your deed for $50–$200. These are private solicitations, not government notices. When in doubt, contact your County Assessor directly using the phone number on your tax bill.
Missouri property tax relief programs
Amounts, eligibility, deadlines, and the official source for each program.
| Program | Benefit | Who qualifies | Deadline | Source |
|---|---|---|---|---|
| Property Tax Credit "Circuit Breaker" (MO-PTC) - HomeownersTax Credit | Up to $1,100 for owners who owned and occupied their home the entire year | Age 65+ · Not required if age 65+; alternatively qualifies as 100% service-connected disabled veteran, 100% disabled, or surviving spouse age 60+ receiving survivor benefits · Income: $30,000 or less (single); $34,000 or less (married filing combined) for owners occupying the home the entire year · Missouri resident; must own and occupy the home the entire year to claim the owner (real estate tax) credit | April 15Late filing: up to 3 years back | Official source ↗Sections 135.010 to 135.030 RSMoForm MO-PTC (Property Tax Credit Claim) ↗ |
| Property Tax Credit "Circuit Breaker" (MO-PTC) - RentersRenter Relief | Up to $750 for renters | Age 65+ · Not required if age 65+; alternatively qualifies as 100% service-connected disabled veteran, 100% disabled, or surviving spouse age 60+ receiving survivor benefits · Income: $27,200 or less (single); $29,200 or less (married filing combined) for renters/part-year owners · Missouri resident; must rent a residence that pays property taxes | April 15Late filing: up to 3 years back | Official source ↗Sections 135.010 to 135.030 RSMoForm MO-PTC (Property Tax Credit Claim) ↗ |
| Senior Real Property Tax Freeze Credit (SB 190 / SB 756)Assessment Freeze | Credit equal to the difference between the eligible taxpayer's current-year real property tax liability on the homestead and the liability in the taxpayer's initial credit year (effectively freezing the tax at the base-year amount) | Age 62+ · Property must be the taxpayer's primary residence (homestead); taxpayer must be an owner of record or hold a legal or equitable interest and be liable for paying the property taxes | Deadline varies — confirm locally | Official source ↗Section 137.1050 RSMo |
| Disabled Former Prisoner of War (POW) Homestead ExemptionVeteran | 100% exemption (full exemption of the homestead from property taxation) | Former prisoner of war (as defined by law) with a total (100%) service-connected disability from military service · Must own and occupy the homestead as a primary residence in Missouri | Deadline varies — confirm locally | Official source ↗Mo. Const. Art. X, Sec. 6 |
Missed a deadline? You may still be able to file — and get money back.
Several programs here accept late applications for prior years. If approved, your County Assessorcan reduce a bill you haven't paid or refund taxes you already paid on the exempted amount.
- ↻Property Tax Credit "Circuit Breaker" (MO-PTC) - Homeowners: late applications accepted up to 3 years back — The 2025 Form MO-PTC is due April 15, 2026, following the individual income tax filing deadline.
- ↻Property Tax Credit "Circuit Breaker" (MO-PTC) - Renters: late applications accepted up to 3 years back — The 2025 Form MO-PTC is due April 15, 2026, following the individual income tax filing deadline.
For veterans
In most states a higher VA disability rating unlocks a larger — often total — property tax exemption.
Trusted Resources
Trusted tools to help you claim what you've earned
VA Claims Academy
A 100% VA disability rating unlocks full property tax exemptions in most states. VA Claims Academy helps veterans pursue the rating increases they may be owed.
Visit VA Claims Academy →*
* Affiliate disclosure: GovSifter may earn a commission from links above. This does not affect program listings or editorial content.
For seniors
Planning ahead protects your exemption and your home.
Trusted Resources
Trusted tools to help you claim what you've earned
CareSifter — Find trusted senior care
Property tax relief is one piece of aging in place affordably. CareSifter helps families compare in-home care, assisted living, and senior services.
Explore CareSifter →*Trust & Will — Estate planning made simple
Keeping a homestead exemption in the family often depends on how the home is titled. Trust & Will makes wills, trusts, and transfer-on-death deeds affordable and online.
Start with Trust & Will →*
* Affiliate disclosure: GovSifter may earn a commission from links above. This does not affect program listings or editorial content.
Missouri property tax relief FAQ
What property tax exemptions are available in Missouri?
Missouri offers 4 main property tax relief programs: Property Tax Credit "Circuit Breaker" (MO-PTC) - Homeowners, Property Tax Credit "Circuit Breaker" (MO-PTC) - Renters, Senior Real Property Tax Freeze Credit (SB 190 / SB 756), Disabled Former Prisoner of War (POW) Homestead Exemption. Each is administered through your County Assessor.
How do I apply for a property tax exemption in Missouri?
You apply through your County Assessor — for free. Most exemptions require a one-time application by the deadline; check each program for its form and cutoff date. You never need to pay a third party to file.
I missed the Missouri exemption deadline — can I still file?
Possibly. Property Tax Credit "Circuit Breaker" (MO-PTC) - Homeowners accepts late applications up to 3 years back; Property Tax Credit "Circuit Breaker" (MO-PTC) - Renters accepts late applications up to 3 years back. If approved, you may receive a reduced bill or a refund of taxes paid on the exempted value.
Is filing for a Missouri property tax exemption free?
Yes. Filing is always free through your County Assessor. Letters offering to file your homestead exemption for a fee are private solicitations, not government notices.
Compare Missouri to other states by relief type
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